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Working pays the bills, but it doesn’t build wealth, only investing builds wealth.
When it comes to investing, there are five essential rules:
1. Contribute regularly.
2. Invest in growth assets for the long term, like shares or property.
3. Reinvest all earnings, where possible.
4. Never take it out. I don’t sell any of my long-term shares; I live off the dividends.
5. Only invest in things you understand. I avoid get rich quick schemes, managed funds and structured products.